SAFETY AND SOUNDNESS
Your money is safe and sound with African Diaspora Federal Credit Union
In times of uncertainty—whether due to market volatility, economic shifts, or government shutdowns—peace of mind matters more than ever. At African Diaspora Federal Credit Union, we want you to feel confident knowing your financial wellbeing is protected and that your money is safe and sound.
Federally Insured. Financially Secure.
African Diaspora Federal Credit Union is a federally insured credit union, which means your deposits are protected by the National Credit Union Share Insurance Fund (NCUSIF). This coverage insures up to at least $250,000 per individual depositor.
Built for Stability, Ready for the Future
We are proud to be:
Diversified: Strategically positioned across services and sectors to reduce risk.
Prepared: Equipped to navigate economic challenges and continue serving our members without disruption.
Your Trusted Financial Partner
As a member-owned not-for-profit credit union, our priority is to our dedicated members, not shareholders.
What that means for you:
- Personalized service and support, even during uncertain times.
- Trusted access to your accounts, loans, and financial tools.
- A commitment to transparency, trust, and long-term financial health.
At the African Diaspora Federal Credit Union (ADFCU), the trust and confidence of our members are at the heart of everything we do. As a federally chartered and insured financial institution, we are committed to operating with the highest standards of integrity, accountability, and transparency. Our members can rely on us to safeguard their assets, protect their information, and provide financial services grounded in fairness and excellence.
Who Can Join Us Tab:
The African Diaspora Community refers to people of African origin—whether recent immigrants or descendants of earlier generations—who live outside the African continent but maintain cultural, historical, or emotional connections to Africa. This community includes individuals dispersed around the world through migration, displacement, or resettlement, as well as those whose ancestry traces back to Africa through historical movements such as the trans-Atlantic slave trade.
It is a diverse, global population united by shared heritage, identity, and a continued interest in the well-being, progress, and cultural preservation of Africa and African-descended peoples.
Eligible to Join:
1. Individuals of African Descent – Anyone who identifies as part of the global African Diaspora—through heritage, ancestry, culture, or connection—is eligible for membership.
2. Supporters of the African Diaspora Community – Individuals who share and support the mission, values, and advancement of the African Diaspora may also join, even if they are not of African descent.
3. Family Members – Immediate family and household members of existing ADFCU members are eligible, including:
- Spouses
- Children
- Parents
- Sibilings
- Grandparents
- Grandchildren
- Household residents
- Organizations and Businesses
- Organizations, nonprofits, churches, and businesses that serve, support, or advocate for the African Diaspora community may establish membership accounts.