Checking Accounts

Banking That Fits Your Life

At African Diaspora Federal Credit Union, we believe your checking account should be simple, secure, and built around your goals. Whether you’re managing everyday expenses, saving for the future, or sending money to loved ones, our checking options make it easy to stay connected to your finances.

Everyday Checking

A flexible, no-hassle account for your day-to-day needs. This account is perfect for members who want easy access to their money, digital convenience, and freedom from unnecessary fees.

Highlights:

  • No monthly maintenance fees (with qualifying activity)
  • Free debit card and digital access
  • Online & mobile banking
  • Nationwide ATM access
  • Direct deposit available

[Placeholder: Second Checking Type]

A premium or rewards-style checking account designed for members who want added benefits, dividends, or extra protections.

Highlights:

  • Earn dividends on balances
  • No minimum balance requirement
  • Overdraft protection available
  • Loan and service discounts
  • Extra member perks

Which Checking Account Is Right for Me?

Not sure which account works for you? Here’s a quick guide to help you decide:

Everyday checking:

  • Simplicity and convenience
  • Just getting started with finances

Whichever you choose, you’ll enjoy the same member-first service and community-driven mission that define African Diaspora Federal Credit Union.

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